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Empowering your money

How to stop arguing with your partner over finances

It's common for couples to fight about finances.

But battling with your partner won't help your finances or the well-being of your relationship.

Instead, find out how you and your partner can work together for financial freedom.

Before the arguments have a chance to start …

  • Know both your view of money and your partner's. If the two of you understand one another's financial outlooks, you'll be better able to know where the other is coming from and you'll be less likely to fight. In addition, when you get everything out on the table, you can compromise and make decisions that help both of you get what you need.

  • Budget and plan together. Make sure both of you know the amount of money that's being made, where it's going, what debt you have, and other key financial points. Your family will operate better if two people are working with one another for common goals.

Americans mainly regret credit card debt. (Graphic: David Foster/Cashay)
Americans mainly regret credit card debt. (Graphic: David Foster/Cashay)

Look for answers

  • Aim for solutions, rather than contributing to problems. In arguments, we all want to vent our frustrations. But what's more important is discussing problems with a focus on finding solutions. When you and your partner discuss financial issues, keeping your eyes on finding solutions will reduce problems and stress.

If things get too heated …

  • If you feel an argument flaring up over finances, breathe and stay calm. It's important to discuss all matters with an open and calm mind, especially when you're talking about money. Therefore, when you discuss money, put on some calming music, hold hands, use calming breathing techniques, or try some other way to help the two of you stay tranquil while you discuss what's important.

  • Feel free to take breaks while you talk. If things get too heated, take a walk together and chat about something else. Or, take a walk alone so each person can clear his or her head. You can even consider watching a funny movie to lighten the mood. Whatever way you choose to spend your break, when you rejoin to discuss, you'll be better able to talk calmly and rationally about the important topics at hand.

If all else fails …

  • If you've tried all of the above tips, and things still aren't getting better, consider seeing a financial advisor. If your marriage is rocky because of finance-related fights, it may be wise to consider seeing a marriage counselor. Don't be shy to ask for help when it's needed.

Dive Deeper: How to deal with financial stress

This content was created in partnership with the Financial Fitness Group, a leading e-learning provider of FINRA compliant financial wellness solutions that help improve financial literacy.

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